At Jason Ridley Agency in Colleyville, TX, we know that your car might be your safe haven that feels like a second home and storage locker all wrapped into one. Some of our customers like to keep items of value in their car that they take to work or recreational spaces, like a laptop and expensive bag. If someone steals or damages a valuable that was stored or temporarily placed in your car, you may wonder if your car insurance policy could help cover the cost of replacing it. As you’ll see below, the answer to this question can be tricky.

What Is Auto Insurance?

Auto insurance covers cars and related vehicles for personal use. It usually only covers your primary vehicle. Additionally, coverage depends on the terms and limits of your policy, so you’ll need to speak with a qualified insurance agent on our team to know what your policy covers specifically.

Can Auto Insurance Cover Your Belongings in Your Car?

Auto insurance doesn’t usually cover valuables, according to Experian. Still, that doesn’t mean you shouldn’t ask one of our associates if we can help protect your valuables inside and outside your car. Home insurance and renter’s insurance policies may cover valuables. There may also be specialized policies that can cover these precious items.

How to Tell If a Car Insurance Policy Covers Valuables

To determine whether your policy covers valuables, we recommend speaking with one of our professionals. They can go over what your policy covers. Additionally, they can let you know what your policy doesn’t cover, along with the limits of it.

Contact Jason Ridley Agency

For more information on auto coverage, call our office at Jason Ridley Agency in Colleyville, TX!