If you own a car in Colleyville, TX, you’re required to have auto insurance. Liability coverage is a must in Texas to protect other drivers in accidents you cause. At Jason Ridley Agency, we can help you make wise auto insurance choices to protect you and your family on the road. Here’s what you should know about Texas auto insurance coverage.
Liability is Mandatory
If you cause an auto accident resulting in injury or property damage to another driver, you’ll be held liable for his medical or property damage costs. Depending on the severity of the accident, this could amount to tens of thousands of dollars or more. Liability insurance helps cover these expenses to spare you from financial loss. Texas only requires minimum liability coverage. We recommend you purchase ample liability insurance to protect you against significant auto accidents you may cause.
Optional Auto Coverage
As a Texas driver, you have the option of purchasing additional auto insurance to protect your car. This coverage is in the form of collision, comprehensive, uninsured motorist (UM), and roadside assistance.
- Collision insurance covers damage to your vehicle caused by collision, whether you crash into another car, a light post, fence, tree, or wall.
- Comprehensive insurance compensates you for your vehicle’s market value if someone steals your car. It also covers repairs to your vehicle if it’s damaged by non-collision causes (hail, falling object, vandalism, etc.)
- UM insurance protects you from hit and run drivers and drivers who aren’t carrying insurance coverage.
- Roadside assistance covers minor repairs and towing costs to a repair shop if your car stops working at some point in your travels.
The right auto insurance will protect your interests at home and on the road. To purchase the auto coverage you need in Colleyville, TX, contact Jason Ridley Agency today.
